Confident and organised
The government makes rules for everybody - and so there are many rules and calculations to get through before you understand how the rules impact your unique situation. Key life events are often associated with a lot of administration, form filling and learning - often with little idea of what the financial outcome will look like.
By cutting through the complexity, and taking you through exactly what rules apply, and what they mean, you can have certainty in your plans, and confidence you are making the right decisions.
Whether it be stepping out plans for income and entitlements when having a baby, or getting some time saving expert number crunching when looking at aged care options for a loved one, the numbers will give you confidence and allow you to get on with being the best parent or carer you can be.
The cost of convenience - higher than you think.
Longer opening hours means you may be paying full freight for child-care on a Friday. Find out how it works.
Yes it’s complicated.
Paying for hours you don’t need may end up cheaper. Or not. It’s complicated but your family budget says you need to take a look.
Read this first.
Before you look too closely at all the rules, there are a few things you should know about the Child Care Subsidy.
A closer look at the Activity Test
It all seems simple enough - until you take a closer look at how your child care operator charges you.
Easy to work out, important to know.
Take a close look at what you are charged per hour, and the rate the Government uses to calculate your subsidy. It may surprise you.