Confident and organised
The government makes rules for everybody - and so there are many rules and calculations to get through before you understand how the rules impact your unique situation. Key life events are often associated with a lot of administration, form filling and learning - often with little idea of what the financial outcome will look like.
By cutting through the complexity, and taking you through exactly what rules apply, and what they mean, you can have certainty in your plans, and confidence you are making the right decisions.
Whether it be stepping out plans for income and entitlements when having a baby, or getting some time saving expert number crunching when looking at aged care options for a loved one, the numbers will give you confidence and allow you to get on with being the best parent or carer you can be.
What happens now?
It’s 14 months from election day to the planned child care boost from Labor.
That’s a long wait.
Meanwhile - there is plenty you need to know about some big changes that have only recently kicked in.
A close look at Labor’s child care policy.
It hasn’t been clearly laid out or reported on, but Labor’s childcare policy is now the stand out winner for families seeking increased child care help.
Find out how much extra help you could get under the proposed policy.
Paid Parental Leave changes: A closer look at the detail.
Enhanced Paid Parental Leave offers more flexibility in the income test, more flexibility in who uses the paid leave, and removes the disadvantage to single parents.
The cost of convenience - higher than you think.
Longer opening hours means you may be paying full freight for child-care on a Friday. Find out how it works.
Work out exactly what a day’s work means for your family.
Working out the impact to your family budget from a day’s work is no easy task. In this comparison we look closely at two mums returning to work. A slight difference to their partner’s income makes a big difference to their choices.
Compare the Pair: Getting the age pension and still having a job.
Reaching pension age can make a huge difference to your situation. But how do you work out how to make the best decisions? It takes a lot of number crunching - and we can help.
What a difference a day makes.
Reaching pension age means a rethink of your household budget.
Aged Care Fee Estimator
Do you have the time (and head space) to learn how to use it safely?
Wasting hours getting to the bottom of aged care costs?
Concise advice is just as valuable to companies as their employees.
It’s about what ends up in your pocket.
It takes some serious number crunching to work out the bottom line for your family budget.
Yes it’s complicated.
Paying for hours you don’t need may end up cheaper. Or not. It’s complicated but your family budget says you need to take a look.
Read this first.
Before you look too closely at all the rules, there are a few things you should know about the Child Care Subsidy.
A closer look at the Activity Test
It all seems simple enough - until you take a closer look at how your child care operator charges you.
Child Care costs and your family income
An easy way to get to the bottom of your Child Care Subsidy Percentage.
Easy to work out, important to know.
Take a close look at what you are charged per hour, and the rate the Government uses to calculate your subsidy. It may surprise you.
Stef, James & Theo
CASE STUDY: Planning the costs of a second baby - and a realistic view of how much can be done amongst the chaos of a young family with 2 working parents, 2 different parental leave policies